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Welcome to 831 Coldwater Circle where every day feels like a retreat. This beautifully maintained custom home offers the perfect blend of comfort, flexibility, and the Emerald Coast lifestyle you've been dreaming of.

The main home features 2 bedrooms and 2 baths, while the private 1 bedroom, 1 bath casita is ideal for guests, multigenerational living, a home office, or added income potential.

Spend your afternoons cooling off in the wading pool, enjoy peaceful mornings with coffee in your private backyard, and take evening walks through one of Niceville's most loved neighborhoods filled with bike riders, friendly neighbors, and dog walkers.

Just minutes from Eglin Air Force Base, Naval School EOD, top rated schools, and the sugar-white beaches of Destin, you'll enjoy the best of the Emerald Coast without the everyday traffic.

Whether you're looking for a forever home, a weekend escape, or a smart investment, 831 Coldwater Circle is more than a home it's a lifestyle waiting to be lived.

Niceville

831 Coldwater Creek Circle

3 Beds

3 Baths

2,481 Sq.Ft.

$650,000

MLS#: 1009264

#1009228

Niceville

1819 Valparaiso Boulevard

3 Beds

2 Baths

1,317 Sq.Ft.

$2,200

MLS#: 1009228

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS

SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is offering up to $10,000 toward Buyer's closing costs, interest rate buy-down, and/or other allowable expenses -- PLUS a one-year home warranty!

Welcome to 12815 Merial Pass, a two-story brick home located in Phase I of the highly sought-after gated Lake Merial community, where timeless architecture, spacious living, and resort-style outdoor amenities come together to create an exceptional place to call home. Situated on a nearly half-acre corner lot with picturesque views of beautiful spring-fed Lake Merial, this impressive residence offers approximately 3,199 heated and cooled square feet, including 4 bedrooms, 3.5 bathrooms, and a spacious upstairs bonus room that could easily serve as a fifth bedroom, media room, playroom, or home office.

Built in 2014, this home offers outstanding curb appeal with its classic brick exterior, dimensional shingle roof, manicured landscaping, and fenced backyard. Inside, you'll find a thoughtfully designed floor plan featuring approximately 2,304 square feet on the main level and an additional 895 square feet upstairs.

Step through the front door into an inviting foyer, where a formal dining room welcomes guests on one side and a dedicated home office sits on the other. Throughout the home, elegant crown molding, neutral finishes, engineered hardwood flooring, luxury vinyl plank flooring in the downstairs bedrooms, and ceiling fans in every bedroom create a warm yet sophisticated atmosphere.

The spacious living room features beautiful tray ceilings and flows seamlessly into the open-concept kitchen, making it the perfect gathering place for family and friends. Designed with both function and style in mind, the kitchen offers abundant cabinetry, generous countertop space, and updated appliances, including a stove and dishwasher that are approximately two years old and a refrigerator that is approximately three years old. Just off the kitchen, a convenient half bath provides easy access for guests.

The primary suite serves as a relaxing retreat, complete with a tray ceiling and a well-appointed ensuite bathroom featuring dual vanities, a soaking garden tub, separate walk-in shower, and spacious walk-in closet.

Step outside and discover a backyard designed for enjoying the Florida lifestyle year-round. Installed in 2022, the saltwater pool and attached hot tub create an incredible outdoor oasis for relaxing or entertaining. The pool is equipped with both a heater and chiller, allowing you to comfortably enjoy the water throughout every season. The fully fenced backyard also includes a storage shed, while a newer irrigation well helps efficiently maintain the lawn and landscaping while reducing water costs.

Comfort is maintained throughout the home with dual HVAC systems, allowing separate climate control for both the upstairs and downstairs living areas.

Upstairs you'll find a massive bonus room that offers endless possibilities and could easily function as a fifth bedroom, game room, media room, fitness space, or additional family room. An additional upstairs bedroom and full bathroom make this level ideal for guests, teenagers, or multigenerational living.

Living in Lake Merial means more than simply owning a beautiful home, it is embracing an exceptional lifestyle. Residents enjoy access to the community's stunning 300-acre spring-fed lake, where kayaking, paddleboarding, fishing, and electric-powered boating create endless opportunities for outdoor recreation. Three community lake access areas make enjoying the water effortless, while scenic walking trails, green spaces, food truck nights, neighborhood events, holiday celebrations, and golf cart-friendly streets foster a true sense of community unlike anywhere else in Bay County. If you've been searching for a home that combines generous living space, timeless construction, resort-style outdoor amenities, beautiful lake views, and one of Bay County's most desirable gated communities, this exceptional Lake Merial property is one you won't want to miss. Schedule your private showing today.

Panama City

12815 Merial Pass

5 Beds

3 Baths

3,199 Sq.Ft.

$635,000

MLS#: 793614

#1009223

Miramar Beach

50 W Bradley Street LOT 12

1 Beds

1 Baths

800 Sq.Ft.

$250,000

MLS#: 1009223

#793592

Panama City Beach

569 Hancock Way

4 Beds

2 Baths

2,044 Sq.Ft.

$441,992

MLS#: 793592

Welcome to this beautifully maintained home offering numerous recent updates and desirable features! The roof was replaced in 2016, and the home features a new Daikin central HVAC system installed in 2025, plus a mini-split system in the garage for added comfort and flexibility. A new heat pump water heater was installed in 2026, along with new insulation in 2025. Fresh interior paint creates a clean, inviting feel throughout.

The kitchen is designed for both style and function, featuring granite countertops, a stacked-stone backsplash, stainless steel appliances, and plantation shutters. Additional peace of mind comes with a transferable Sentricon termite contract.

Located in the highly sought-after South Walton area and served by Butler Elementary, Emerald Coast Middle, and South Walton High School, this home offers an excellent combination of comfort, efficiency, and location. With major systems thoughtfully updated, this property is ready to welcome its next owner!

Miramar Beach

174 Bonaire Boulevard

3 Beds

2 Baths

1,582 Sq.Ft.

$549,000

MLS#: 1009254

Rare opportunity to build your dream home with beautiful Boggy Bayou water views! This approximately 0.23-acre build-ready homesite is ideally situated in the heart of Niceville, offering unobstructed water views without the expense of waterfront ownership. Public water and sewer are available, making this property ready for your custom home.

Located just steps from marinas, waterfront dining, boat launches, parks, and shopping, this homesite offers the perfect balance of coastal living and everyday convenience. Enjoy easy access to Choctawhatchee Bay, Destin Pass, Crab Island, and the Emerald Coast's world-class boating and fishing.

With limited buildable water-view lots remaining in Niceville, this is an exceptional opportunity for homeowners, builders, or investors seeking a premier location with outstanding lifestyle appeal.

Niceville

706 27th Street

None Beds

None Baths

0.22 acres

$165,000

MLS#: 1009220

#792611

Chipley

4201 Galaxy Place

2 Beds

2 Baths

1,176 Sq.Ft.

$210,000

MLS#: 792611

#793627

Panama City

230 Viola Avenue

3 Beds

2 Baths

1,248 Sq.Ft.

$199,900

MLS#: 793627

Positioned in one of the most coveted locations in Prominence North, this former model townhome backs to a wooded preserve, sits at the very entrance of the community, and is directly across from the resort-style pool and The Big Chill, delivering unmatched walkability and immediate access to everything that makes Prominence one of 30A's most desirable resort communities. This immaculate, never-rented 3-bedroom, 2.5-bath townhome with a 2-car garage features the only separate garage door entrance in the community and is offered fully furnished with a 6-seater golf cart. Turnkey with strong rental projections, it presents an exceptional opportunity for short-term rental income, a second home, or full-time coastal living. The highly sought-after A Unit floor plan is the largest and most open layout in Prominence North, filled with natural light and thoughtfully designed for effortless everyday living and entertaining. Quality craftsmanship and high-end finishes are showcased throughout, including 8-foot doors, 10-foot ceilings, quartz countertops, a large custom island, mosaic tile backsplash, stainless steel appliances, a gas range, shaker-style soft-close cabinetry, and two sets of French-style doors that open to the spacious private patio. Upstairs, two guest bedrooms share a full bath, while the spacious primary suite features a luxurious ensuite bath and walk-in closet, creating a comfortable and private retreat at the end of the day. Prominence is a community that blends coastal resort living with modern conveniences making it an essential community along South Walton's Scenic Highway 30A. Prominence offers low HOA fees and is centrally located along 30A next to Watersound Beach, between Seaside and Alys Beach. Residents and guests will enjoy access to two resort style pools (with one heated seasonally), The Big Chill, start park trails, bike paths, as well as premium shopping and dining and quick access to the gorgeous Deer Lake State park Beach access and rare coastal dune lake.

Inlet Beach

4 E Milestone Drive A

3 Beds

2 Baths

1,747 Sq.Ft.

$935,000

MLS#: 1009245

Introducing Lot 35, an exceptional new construction offering in the highly coveted Phase V of WaterColor. Set on a premier homesite along String Lily Cove, this custom residence delivers rare privacy while placing you moments from the WaterColor Beach Club, multiple resort-style pools, and the iconic sugar-white sands of 30A. Encompassing 4,000+ sq ft of refined living space, the three-story design features 4 bedrooms, 4 full baths, 2 half baths, a dramatic great room with exposed beams, and expansive indoor-outdoor living. A private infinity-edge pool with fire bowls, lower-level custom fire pit, and fully equipped outdoor kitchen with dining area create a true resort experience at home. Crafted by Borges Brooks Builders and offered fully-furnished and designed by the renowned team at Kalon Home, the result is exceptional details around every corner. The second level hosts a luxurious primary suite with a spa-inspired bathroom, oversized walk-in closet, and private balcony overlooking the pool. This floor also includes an office and a covered walkover connecting to the carriage house suite with its own full bath. The third floor offers two additional guest suites, 2.5 baths, and a generous bonus living area. A private elevator services all levels for ultimate convenience. Exterior cedar siding elevates the home's timeless coastal aesthetic.

Located in a non-rental friendly section of WaterColor, residents enjoy a quieter, more residential environment no weekly turnover, just neighbors and community. A large nearby neighborhood pool and green space offer additional room to gather, unwind, or play.

Construction begins at contract.

Santa Rosa Beach

Lot 35 String Lily Cove

4 Beds

4 Baths

4,013 Sq.Ft.

$4,597,000

MLS#: 1009217

Endless Potential. Whether you're planning new construction, placing a mobile home, or investing for future use, this property offers flexibility and value rarely found.
This lot provides space to design your ideal layout, offering room for a primary residence or long-term investment potential. City water and sewer are available, adding convenience and reducing development costs. With versatile zoning options, this property is well-suited for a variety of residential uses.
Don't miss the chance to secure this land and bring your vision to life.

Panama City

507 Harlem Avenue

None Beds

None Baths

0.27 acres

$28,000

MLS#: 783818

Awesome builder rate plus FREE refrigerator! Restrictions apply.

The CAMELLIA V H in Houston Place community offers a 4BR/2BA, open and split design. Upgrades added (list attached). Features: double vanity, garden tub, separate shower, and walk-in closet in master bathroom, kitchen island, walk-in pantry, boot bench in mudroom, covered porches, undermount sinks, cabinet hardware, LED lighting, crown molding, framed mirrors in all bathrooms, landscaping, architectural 30-year shingles, flood lights, and more! Energy Efficient Features: water heater, electric kitchen appliance package, vinyl low E MI windows, and more! Energy Star Partner.

Crestview

2956 Houston Place Drive

4 Beds

2 Baths

2,204 Sq.Ft.

$418,062

MLS#: 1009251

Chipley

3783 Payne Lake Road

5 Beds

4 Baths

3,100 Sq.Ft.

$389,000

MLS#: 793626

This two-story townhome/condo is located in the sought-after Sunnyside Beach & Tennis Resort- offering unmatched proximity to the soft sands and shimmering waters, delivering unparalleled shoreline and sunset vistas from its patio and common areas. The coastal decor encapsulates the beach experience from the very moment you step inside. This two-bedroom unit doesn't just cater to the aesthetics, it understands the nuances of vacation living with updated appliances, granite counters, bathrooms, HVAC, and hardwood floors on the 2nd level, unit 48 is rental ready. The Sunnyside Resort offers immediate access to 350' of private beach, only heightening its allure. Moreover, with a very reasonable HOA fee, this gem makes for an excellent avenue for rental income or as a cherished second home. Beyond the unit, Sunnyside Resort promises a holistic experience. Acres of green envelope the communal lagoon pool and spa, ensuring moments of relaxation. For those with a zest for action, tennis and volleyball courts await. Children find their haven in the playground, and beach lovers will appreciate the secure and quick access to the private beach via an underground tunnel. Sunnyside Beach and Tennis Resort distinguishes itself from the customary high rises that span Panama City Beach. Spreading over 18 lush acres, this retreat is an oasis where guests, regardless of age, can traverse from sandy beaches to tennis courts, from a glistening pool to a delightful playground. Every unit promises unparalleled privacy with two dedicated parking spaces leading right to the doorstep. Unit 48 isn't just a residence; it's an experience in a community that's highly coveted and seldom available in the market. And as an added perk, if the new owner has a boat or RV, it can be stored in the back of the community for an additional monthly fee. This truly is coastal living at its finest.

Panama City Beach

22400 Front Beach Road 48

2 Beds

2 Baths

1,384 Sq.Ft.

$760,000

MLS#: 793598

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