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**ASSUMABLE MORTGAGE  @ 4.65% for qualified buyers**

Step into a home where many of the big-ticket updates are already done--and the potential monthly savings are hard to overlook. Offered at $372,500, this 3-bedroom, 2-bath Gulf Breeze home features fully paid-off solar panels, with the seller reporting electric bills averaging approximately $35 per month. The home is also zoned for the new Soundside High School.

Major improvements completed in 2019 include the roof, HVAC system, water heater, windows, and solar panels, giving the next owner the benefit of significant updates already in place. The kitchen features granite countertops and stainless steel appliances updated in 2025, including a stove with built-in air fryer feature.

Thoughtful extras include a wall safe and a newer storage shed added in 2025, providing additional convenience and storage. A full house water filtration system will go with an acceptable offer. 

From the paid-off solar and low reported electric costs to the extensive updates, Soundside High School zoning, and potential savings of an assumable 4.65% loan, this home offers buyers an opportunity to enjoy both comfort and value in Gulf Breeze. Schedule your private showing today!
#1012806

Gulf Breeze

1957 Shadow Lake Drive

3 Beds

2 Baths

1,761 Sq.Ft.

$372,500

MLS#: 1012806

Welcome to Shoal River Landing! VA assumable loan 4.99% interest rate for BOTH VA qualified and Non-VA Qualified buyers.

This popular Cali model offers an open, serene layout that makes everyday living and entertaining a breeze. With 4 bedrooms, 2 bathrooms, a 2-car garage, and a covered patio, there's plenty of room to spread out and enjoy.

The kitchen is the heart of the home, featuring granite countertops, stainless steel appliances, a smooth-top range, built-in microwave, quiet dishwasher, corner pantry, and a spacious island bar. Eye-catching wood-look flooring flows through the main living areas, while the bedrooms feature plush carpet for added comfort.

The primary suite is your own private retreat, complete with a large walk-in closet and an adjoining bathroom featuring a granite double vanity and large shower.

You'll also enjoy the convenience of the Smart Home Connect system, offering a variety of integrated smart-home features. Outside, the perfect curb appeal welcomes you home, while the community pool and cabana provide an easy way to cool off and relax.

This location is hard to beat. You're just a short drive from local restaurants, military bases, Fort Walton Beach, and Destin, also with Blackstone Golf Course and Blackwater River State Park right nearby.

Come see why the Cali is one of Shoal River Landing's most popular floor plans!
#1012794

Crestview

335 Flounder Street

4 Beds

2 Baths

1,787 Sq.Ft.

$350,000

MLS#: 1012794

Situated directly on Destin Harbor, this exceptional Holiday Isle townhome offers approximately 100 feet of private dockage with 50+ feet of deep water within the dock's confines--an incredible opportunity for boating enthusiasts and one of the area's premier docking locations.

This spacious three-bedroom townhome features beautiful harbor views from multiple rooms, creating a relaxing coastal atmosphere and the perfect setting for enjoying the Destin lifestyle.

Recent updates provide added peace of mind, including two HVAC systems replaced within the past year and a new roof installed in 2024.

With exceptional dockage, expansive harbor views, and convenient local, this is a rare opportunity to own a waterfront property designed for enjoying everything Destin has to offer.
#1012807

Destin

365 Gulf Shore Drive UNIT 5

3 Beds

3 Baths

2,964 Sq.Ft.

$875,000

MLS#: 1012807

VA LOAN ASSUMABLE OPPORTUNITY AT 5.5% WITH LOW EQUITY GAP! (professional photos coming soon) 
Welcome to this beautifully maintained 4- bedroom, 2 - bathroom Craftsmen style home with a spacious 0.47 acre lot, with NO HOA! This rare find in Navarre features an open floor plan, 11- foot trey ceilings, granite countertops, stainless steel appliances, a spacious primary suite, large covered back porch, and fully fenced back yard. Detached climate-controlled workshop with electricity and mini-split HVAC! NOT located in a flood zone, conveniently located near shopping and dining. and only 2 miles from the white sandy beaches and crystal waters of Navarre Beach! 
Some houses just check ALL the boxes and this one's it! Perfect for entertaining, tinkering, or relaxing in your own oasis after a long day! Make this dream home yours today!
#1012802

Navarre

8110 Fourth Street

4 Beds

2 Baths

2,410 Sq.Ft.

$510,000

MLS#: 1012802

Your perfect coastal getaway awaits! Rental-ready, beautifully remodeled, and featuring deeded beach access, this stunning two-bedroom, two-bath luxury condo offers the relaxed elegance of Ciboney at Miramar Beach along Scenic Highway 98--across from the sugar-white sands and emerald waters of the Gulf.
This thoughtfully redesigned and fully updated third-floor residence offers a stylish blend of modern design and coastal comfort, making it ideal as a serene personal paradise, vacation getaway, or high-performing investment property.
Enjoy a light-filled, open-concept layout accented by tasteful coastal décor and upscale furnishings, creating an inviting, turn-key environment for owners and guests alike. In the kitchen, white cabinetry pairs with stainless steel appliances, custom subway-tile backsplash, shiplap accents, a breakfast bar and plenty of counter space for your culinary adventures.
The open living and dining area provides plenty of room to relax or entertain and comfortably accommodates families and groups of up to six with sleeping arrangements to include a Master Suite with a king bed, a Guest Bedroom with a full bed and double bed, and a sleeper sofa in the living room. A separate laundry room adds everyday convenience.
Step outside to the spacious private balcony and enjoy colorful sunsets and coastal breezes. Whether sipping your morning coffee or unwinding after a day at the beach, this peaceful outdoor retreat offers another inviting space to enjoy the coastal lifestyle.
Located directly across the street from the breathtaking emerald waters and sugar-white beaches of the Gulf of America, this fully furnished condo is an ideal home base for your coastal escape. Exclusive private beach access allows you to step onto the sand and enjoy everything Miramar Beach has to offer.
Ciboney Condominiums offers exceptional amenities, including deeded gated beach access, seasonally heated pool, two lighted tennis courts, BBQ/picnic area, dog walk area, elevators providing convenient access to all floors, plentiful parking that accommodates both boats and trailers and an unbeatable Location.  Ciboney is one of the few communities in the area that welcomes pets for both owners and guests--a rare and highly desirable feature that can enhance rental appeal and owner enjoyment.
Ciboney is perfectly positioned close to many great entertainment, dining and shopping options. Jet ski, parasailing, paddleboard rentals, Pompano Joes, Surf Hut, Royal Palm Grill, Whale's Tail, Silver Sands Premium Outlets, Destin Commons and the access point to the popular snorkel spot: Dolphin Reef and so much more are all minutes away.   
Ciboney has very low HOA dues of $630/month and recently completed an exterior renovation in 2024 with the special assessment PAID IN FULL to update and renovate the balconies, walkways, stairwells and elevators.  
Whether your goal is a sophisticated coastal retreat or a high-performing rental property, Ciboney 3014 brings together comfort, convenience, and the relaxed elegance of beachside living.  Make this yours today and experience the relaxed rhythm of Gulf Coast living!
#1012793

Miramar Beach

2076 Scenic Gulf Drive UNIT 3014

2 Beds

2 Baths

920 Sq.Ft.

$429,000

MLS#: 1012793

Life on the harbor takes center stage at this renovated waterfront townhome, where a deeded 40-foot boat slip with lift places days on the water just steps from home. Set along the protected canals of Destin Harbor with nearby private beach access, the turnkey residence offers an exceptional setting for those who want boating, beach days and refined coastal living within easy reach.

Spanning 1,558 square feet across two thoughtfully designed levels, the three-bedroom, three-bath custom townhome has been meticulously updated throughout. Vaulted ceilings and exposed beam detailing bring architectural character to the bright, open living and dining areas, while hardwood and tile flooring, custom furnishings and curated coastal décor create a polished yet relaxed atmosphere.

The renovated kitchen is designed for everyday living and entertaining, with stainless steel appliances, ample cabinetry, a generous breakfast bar, and modern lighting. Its open connection to the dining and living areas keeps the waterfront lifestyle at the heart of the home.

Two levels of outdoor living extend the residence toward the harbor. A covered water-level patio provides a shaded retreat just steps from the private boat slip, while an expansive upper deck with a built-in grill station offers generous space for alfresco dining, entertaining and enjoying the harbor breeze.

The first-floor primary suite features direct access to the outdoor living area, a custom closet system and an updated bath with a soaking tub, glass-enclosed shower and designer tile work. A split-bedroom floor plan provides privacy for family and guests, with two additional bedrooms and two full baths completing the layout.

With direct water access, a deeded 40-foot boat slip with lift, private beach access and a comprehensive renovation, this harborfront residence offers an amazing opportunity for full-time waterfront living or a sophisticated coastal retreat centered around life on the water.
#1012816

Destin

105 Durango Road

3 Beds

3 Baths

1,558 Sq.Ft.

$995,000

MLS#: 1012816

Nestled in the heart of Niceville, this inviting 3-bedroom, 2-bath home blends modern style, everyday comfort, and thoughtful functionality.
At the heart of the home is a stunning chef-inspired kitchen, designed to make both everyday living and entertaining effortless. A spacious center island provides the perfect gathering spot, while abundant cabinetry offers plenty of storage. A convenient pot filler above the stove adds an extra touch of style and functionality. Whether you're enjoying your morning coffee or hosting family and friends for dinner, this kitchen is sure to be the heart of the home.
The open-concept layout flows seamlessly into the living area, creating a warm and welcoming space for gathering and relaxing. The living room features a fireplace and plenty of room for cozy movie nights, entertaining, or quiet evenings at home.
Just off the living area, the sunroom provides additional living space with endless possibilities. 
Step outside and discover your own private backyard oasis. The private swimming pool is perfect for cooling off on warm Florida days, hosting weekend barbecues, or simply relaxing poolside and enjoying beautiful evenings at home.
Additional features include ample storage, a spacious 2-car garage, and a 30-amp RV hookup, adding convenience and flexibility for a variety of lifestyles.
Move-in ready and ideally located, this exceptional home puts you close to top-rated schools, parks, shopping, dining, and everything Niceville has to offer.
#1012812

Niceville

2005 Plumosa Palm Drive

3 Beds

2 Baths

1,648 Sq.Ft.

$475,000

MLS#: 1012812

Enjoy beautiful bay views and a desirable Cove location close to downtown Panama City, FL from this charming townhouse-style condo. Offering a comfortable and low-maintenance setting, this property is a great option for a primary residence, second home, or investment property. The water view adds to the appeal, while the convenient location puts you just minutes from Downtown Panama City, with easy access to local dining, shopping, entertainment, and waterfront activities. Whether you're looking for a place to call home or a property with rental potential, this cute condo offers a great combination of location, views, and versatility in one of Panama City's most sought-after areas.
#1012223

Panama City

401 E Beach Drive APT C4

2 Beds

2 Baths

1,216 Sq.Ft.

$259,500

MLS#: 1012223

A Rare Gulf-Front Opportunity in Gulf County! This is your chance to own a truly one-of-a-kind property on the Gulf. Positioned as the first lot in Gulf County just west of the dedicated beaches of Mexico Beach and adjacent to County-owned land, this exceptional gulf-front parcel offers a level of privacy that is nearly impossible to find. To the west, enjoy over a mile of pristine, untouched coastline, creating a natural buffer of protected beauty and uninterrupted serenity. Located directly on the water, the property delivers breathtaking, unobstructed Gulf views and direct access to sugar-white sands and emerald waters. With neighbors only to the east, this unique setting provides the perfect balance of seclusion and accessibility--ideal for a luxury private residence, a legacy family retreat, or a high-demand investment property. Imagine spectacular sunset views year-round, with western-facing vistas that turn every evening into a postcard moment. Whether you're creating a peaceful personal escape or a standout vacation rental, this rare Gulf-front lot offers the natural beauty, exclusivity, and location to make your vision a reality. Build your dream. Claim your coastline. Experience Gulf County at its finest.
#795836

Port St Joe

9329 W Hwy 98

None Beds

None Baths

0.27 acres

$1,150,000

MLS#: 795836

Welcome to coastal living at its finest in Waterside Village! This beautifully maintained 2 bedroom, 2 bathroom first-floor condo--no waiting on an elevator--offers the perfect blend of comfort, convenience, and waterfront lifestyle. Step inside to an open-concept layout featuring a bright kitchen with ample cabinetry, breakfast bar, and seamless flow into the spacious living and dining areas--ideal for entertaining or relaxing after a day on the water. Enjoy easy ground-level access and take in peaceful canal views from your private covered patio. Perfectly positioned just steps from the water, this unit is surrounded by palm-lined walkways and coastal charm. The primary suite offers a private bath and generous space, while the guest bedroom is well-appointed for family or visitors. Additional features include in-unit laundry and tasteful finishes that make this property move-in or rental ready. Waterside Village amenities include a community pool, hot tub, and day docks along the canal--perfect for boating, fishing, or simply enjoying the waterfront lifestyle. Located in the heart of Mexico Beach, you're just a short walk or golf cart ride to the beach, dining, and local attractions. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this condo checks all the boxes.
#795838

Mexico Beach

3300 Highway 98 101

2 Beds

2 Baths

1,019 Sq.Ft.

$349,000

MLS#: 795838

No HOA at this Gulf front property. Walk right to the beach with no steps from one of the most iconic and unique homes on 30a, ''The Sand Castle,'' an all steel and concrete build in 2019, was further updated and interiors renovated in 2024-2025, including designer furnishings, bespoke fixtures, and custom tile. With forever Gulf views and a rooftop private pool and entertaining area, The Sand Castle is perfect for entertaining friends and family. Perfectly situated close to Seaside in gorgeous Seagrove Beach, it takes one minute to walk to the beach, and some of the best dining on 30a is a short stroll away. With NO HOA fees, cost of ownership is lower than traditional Gulf view homes. Enjoy forever views, easy beach access and unprecedented design and comfort year round.
#1012724

Santa Rosa Beach

3434 E County Hwy 30A

5 Beds

4 Baths

4,409 Sq.Ft.

$4,700,000

MLS#: 1012724

If you're looking for a little piece of land in the country where you can make your own plans, take a look at this 0.67-acre wooded lot in the Fountain area of Bay County. The property is unrestricted, giving you the flexibility to build a home or bring in a mobile home.
Surrounded by trees and tucked into a quiet rural area, this property offers a simple country setting without the restrictions you'll find in many newer developments. It's a great opportunity for someone looking for an affordable homesite with room to enjoy the outdoors.
The location also puts you close to some of the area's natural attractions. Deep Springs Park is approximately 3 miles away, offering a peaceful, wooded setting with a natural spring and creek. Sweetwater Creek is also nearby, adding to the natural beauty of the area.
If you enjoy spending time outdoors, you'll appreciate being just a short drive from the Econfina Creek recreation area, where you can enjoy kayaking, canoeing, fishing, hiking, swimming and wildlife viewing. Public access points make it easy to get out on the water and enjoy the natural surroundings.
For everyday convenience, you're less than a mile from U.S. Highway 231 and approximately 6 miles from State Road 20, while the quiet setting of Tanglewood Road gives you a little distance from the hustle and bustle.  Call today for more information.
Key Features:
• Unrestricted property
• Build a home or bring a mobile home
• Quiet rural setting
• Less than 1 mile to U.S. Highway 231
• Approximately 6 miles to State Road 20
• Approximately 3 miles to Deep Springs Park
• Sweetwater Creek nearby
• Compass Lake is only 3 miles away
• Close to public water and outdoor recreation
• Opportunities for kayaking, canoeing, fishing, hiking, swimming and wildlife viewing
#795854

Fountain

0000 Tanglewood

None Beds

None Baths

0.67 acres

$16,500

MLS#: 795854

The Ultimate Coastal Lifestyle at 4102 Hwy 98, in Mexico Beach.... the Boater's Dream Lot on the Mexico Beach Canal! This prime waterfront property offers a rare opportunity to build your custom coastal getaway with a dedicated covered boat slip #8 included. Located on the quiet far east side of the neighborhood this lot features direct canal access putting you just minutes from the Gulf of Mexico. Beyond the fishing and recreational lifestyle, Mexico Beach offers an unparalleled lifestyle. You are just a short two minute walk to the Gulf of Mexico where you can enjoy miles of pristine sugar white sand beaches recently expanded and perfected by the new beach renourishment program. The water is famous for its clear blue green emerald hues making it a paradise for swimming and paddleboarding. This golf cart friendly community features miles of sidewalks perfect for strolling to local coffee shops for your morning brew or visiting the neighborhood sweet shop and unique boutiques. The area is booming with vibrant new restaurants and the convenience of a brand new grocery store opening soon. This lot is ready to go with utilities available at the site and tap fees already paid. Own a piece of the Forgotten Coast where deep water access meets the most beautiful beaches in Florida. Come and design your new beach house and have the convenience of having your very own boat slip.
#795850

Mexico Beach

4102 Hwy 98

None Beds

None Baths

0.06 acres

$325,000

MLS#: 795850

Country living with resort style fun.  Escape to your own private acre of wooded seclusion, where country charm and entertainer's come together. This well-maintained 3-bedroom, 2-bathroom home offers the space to grow a garden, raise a few chickens, keep a horse and still host unforgettable pool parties all in the same backyard.

Step inside to a sun-filled Florida room wrapped in windows, overlooking a sparkling 17' x 32' inground pool (10' deep) -- the perfect spot to unwind or watch the action outside. Step out to the large covered entertaining area off the pool deck, ideal for gatherings any time of year.  Practical perks abound: a box garden ready for planting, a storage room tucked under the double carport, and a double gate to the backyard offering easy access to an extended area perfect for parking equipment, RVs, or a boat.

Recent updates give you peace of mind, including a new HVAC system (2023) and a roof with rubber underlayment (2017).

This is the rare property that delivers privacy, functionality, and fun in equal measure -- and additional land is available for those wanting even more room to roam.

Schedule your private tour today.
#1012737

Crestview

4449 Wolf Track Ridge

3 Beds

2 Baths

1,527 Sq.Ft.

$329,000

MLS#: 1012737

Riviera Place Apartments | DeFuniak Springs, Florida

Introducing a stabilized multifamily investment opportunity in Northwest Florida. Riviera Place Apartments is a well-maintained, approximately 42,000 SF, 55-unit garden-style apartment community offered at $5,195,000.

The property combines strong current occupancy, recent capital improvements, and attractive existing debt. Most notably, the property has an assumable Freddie Mac first mortgage at a fixed 3.54% interest rate, subject to lender approval and assumption requirements. The loan originated March 24, 2022 with an original principal balance of $3,120,000, a 10-year term and 30-year amortization.

Investment Highlights

Asking Price: $5,195,000
55 Units
NOI: $390,465.64
Cap Rate: 7.51%
95%+ Occupancy
Approximately 42,000 SF
Garden-style / single-story multifamily
3.54% fixed-rate assumable Freddie Mac financing
Flood Zone X
Significant recent capital improvements
Metal roofs
Low-maintenance hard-coat stucco exteriors
On-site laundry and video monitoring/security system
Additional rent-growth potential within the existing rent roll

The latest rent roll reflects 96.4% occupancy, while the current T12 reports $605,757.74 in total income and $390,465.64 in NOI.

Offering Memorandum, current T12, rent roll and loan documentation available upon request.
#795863

Defuniak Springs

125 N Davis Lane

None Beds

None Baths

42,240 Sq.Ft.

$5,195,000

MLS#: 795863

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