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Rich in upgrades and ready for its next owner, this 4-bedroom, 3-bath brick home sits in Panama City's highly desirable Cherokee Heights neighborhood. Classic curb appeal meets modern living throughout.

The open-concept layout is anchored by luxury vinyl plank flooring, tray ceilings, and natural light that fills the main living spaces. The living room connects directly to the kitchen, where granite countertops, quality appliances, a walk-in pantry, and abundant cabinetry make cooking and hosting equally easy.

Set apart for privacy, the primary suite features its own tray ceiling, a generous walk-in closet, and a spa-inspired bath with double granite vanities, a soaking tub, and a separate walk-in shower. The additional bedrooms are well sized, offering flexibility for guests, a home office, or hobbies.

Storage is a standout here, with a dedicated storage closet, a floored attic accessed by pull-down stairs, and an attached two-car garage with space for vehicles, tools, and recreational gear.

Situated on a corner lot, this house is just minutes from shopping, restaurants, schools, medical care, and the Emerald Coast's white-sand beaches, this well-maintained home delivers quality, comfort, and convenience in one of Panama City's most sought-after communities. Schedule your private showing today.
#795801

Panama City

5423 Frank Hough Road

4 Beds

3 Baths

2,278 Sq.Ft.

$395,000

MLS#: 795801

Rare 0.91-Acre Vacant Residential Homesite Near Perdido Bay! Discover an exceptional opportunity to own nearly an acre in the established Ramsey Beach community, offering Perdido Bay views, coastal surroundings, and convenient access to boating, fishing, and outdoor recreation. With approximately 39,639 square feet, this spacious, partially cleared parcel provides an attractive setting for a custom home, coastal retreat, or long-term land investment. Much of the important preliminary work has already been completed. The seller is providing a professional geotechnical exploration, current property survey, wetland delineation, and Florida-certified architectural plans with structural engineering, giving the next owner valuable information and resources when moving forward with planning, permitting, and construction. Optional neighborhood association membership provides access to a private bayfront community park on Perdido Bay featuring a boat launch, picnic area, and expansive bay views. Enjoy convenient opportunities for boating, fishing, kayaking, paddleboarding, and experiencing the Northwest Florida coastal lifestyle just minutes from the property. The partially cleared 0.91-acre vacant residential lot fronts a paved county road and already has a driveway culvert in place. Public water is available, adding another valuable feature for buyers searching for a residential building lot in Pensacola. Enjoy the combination of space, privacy, and convenience with access to Pensacola, Perdido Key, shopping, dining, recreation, major roadways, and Gulf Coast destinations. Whether you're searching for vacant residential land in Pensacola, a custom home site, acreage near Perdido Bay, land with community boat access, or property for a future home, this distinctive Ramsey Beach parcel offers an appealing combination of location, size, and coastal lifestyle. Bring your plans and explore the possibilities of owning nearly one acre near Perdido Bay in Northwest Florida.
#1012674

Pensacola

3558 Mai Kai Drive

None Beds

None Baths

0.88 acres

$79,999

MLS#: 1012674

Welcome to this 2021 build 3 bedroom, 2 bathroom home in Navarre - perfectly located just minutes from shopping, dining, grocery stores, and of course the white sands and Emerald waters of Navarre Beach. With no HOA and proven success as a short term rental, this turn-key home is being offered fully furnished and is move-in-ready - perfect for investors to start earning immediate income, anyone looking for a second home getaway in Florida, or for a smooth and easy move for a first time homebuyer! Featuring an open concept Main living space and a split floor plan for maximum functionality. Complete with upgraded finishes such as LVP flooring throughout all common and wet areas, an elegant tray ceiling in the main living area, a beautiful chef's kitchen with center island with above pendant lighting, granite countertops, stainless steel appliances, plenty of gorgeous taupe cabinetry, and more! The oversized primary suite has its own ensuite with double vanity, tiled walk-in shower, separate soaking tub, and the most amazing oversized walk-in closet. Outside is built for entertaining - with an extended driveway and covered patio in the front of the house, as well as a covered patio in the backyard with an extended concrete pad that leads to the most awesome pole barn style outdoor bar/grill area with a covered firepit! With plenty of room left for a pool!
#1012632

Navarre

2734 Jewell Road

3 Beds

2 Baths

1,700 Sq.Ft.

$399,900

MLS#: 1012632

This pet/dog store business is located in a Big Box retail center, at the intersection across from Publix and Destin Commons, doors down from Barnes & Noble. This business includes inventory, equipment and good will. It's been in existence for many years. With the lack of groomers, it would be a great opportunity to add dog grooming to the pet supplies in a high profile center. 
The lease may be taken over and renegotiated with the landlord.
#1012654

Destin

34904 Emerald Coast Parkway 126

None Beds

None Baths

N/A

$45,000

MLS#: 1012654

Stunning 3-bedroom, 2-bath manufactured home situated on 4 beautiful acres. The property is completely fenced and features a secure keyless-entry gate, providing privacy and convenience. A spacious 3-car garage with electricity offers plenty of room for vehicles, storage, hobbies, or workshop space. Enjoy the outdoors from the beautiful back deck, or gather with family and friends in the impressive pole barn/entertainment area.

The property offers plenty of space both inside and out and is ideal for those seeking privacy, storage, and room to entertain.
#1012693

DeFuniak Springs

377 Wagner Drive

3 Beds

2 Baths

1,680 Sq.Ft.

$379,000

MLS#: 1012693

Skip the traditional security deposit with Obligo! Qualified applicants may have the option to move in without paying a large upfront cash security deposit through Obligo, helping keep more money in your pocket at move-in. Ask us for details and qualification requirements.

Stunning 3-bedroom, 2.5-bath home with a 2-car garage located in the heart of Crestview! This newer-built home offers a spacious, modern layout with plenty of room to spread out, plus lawn care is included in the rent and a washer and dryer are included!

Step inside to an inviting open floor plan featuring easy-to-maintain LVP flooring throughout the main living areas. The beautiful kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, a large breakfast bar, pantry, ample cabinet and counter space, and an open view into the main living area.

Upstairs, you'll find all four bedrooms along with a small loft area that provides extra flexible space for an office, bonus area, or additional sitting area. The conveniently located upstairs laundry room includes the washer and dryer, making laundry day easy without carrying everything up and down the stairs.

Outside, enjoy a fenced-in backyard with plenty of room to relax, entertain, or enjoy the Florida sunshine. Even better, lawn care is included in the monthly rent, giving you the benefits of a maintained yard without adding another chore to your list! Available September 1, 2026.
Pets allowed with owner approval, pet rent, and refundable pet deposit.

Contact Spence Properties at 850-826-1838 or visit www.MySpenceProperties.com for more information.
#1012667

Crestview

198 Wainwright Drive

3 Beds

2 Baths

1,875 Sq.Ft.

$1,995

MLS#: 1012667

New construction in Buckeyes Landing! The Liberty is a spacious 4-bedroom, 2-bath home featuring an open layout and modern finishes throughout. The kitchen offers stainless steel appliances, granite or quartz countertops, slow-close cabinetry, an island, and a large pantry. The split floor plan provides added privacy, with the primary suite including tray ceilings, double vanities, a tiled walk-in shower, and a garden tub. The fourth bedroom offers flexibility as an office or playroom. Crown molding accents the main living areas, and blinds are included. Buckeyes Landing is ideally situated in the heart of Navarre. The neighborhood is located off Bob Tolbert Road, providing convenient access to major routes including US-98 and State Road 87 for easy commuting east toward Destin or west toward Pensacola. Just minutes from local amenities - including shopping, restaurants, parks, highly rated schools, and world class beaches. Projected completion is February 2027.
#1012622

Navarre

7533 Hatteras Drive

4 Beds

2 Baths

2,169 Sq.Ft.

$479,900

MLS#: 1012622

Available October 15, 2026 -- Month-to-Month or 6-Month Lease.


Spacious, newly remodeled 2-story townhome in Destin, fully equipped and ready for immediate move-in.


Fully furnished and turnkey,
Kitchen fully equipped with cookware, dishes, and silverware.
Washer & dryer included,
1-car garage + parking for 2 additional vehicles.
Community pool,
Lawn maintenance and trash included.
Pets considered with owner approval.
No indoor smoking.


Furniture: The home is furnished and ready to enjoy. Tenants who wish to keep the existing furniture may do so for a small additional monthly fee. If you prefer to bring your own furniture, the existing furnishings will be removed before move-in.


Lease Terms:


Month-to-month: Renters insurance required; utilities additional and determined at the time of the rental agreement.
6-month lease: One-month security deposit required.
#979607

Destin

1014 Airport Road 105

3 Beds

2 Baths

1,440 Sq.Ft.

$2,399

MLS#: 979607

Lot Available  & Additional Land Opportunities
The adjoining lot is also available for purchase, offering flexible options to fit your needs. Purchase the lot individually, acquire the entire parcel, or purchase multiple adjacent lots together. All applicable tap fees have already been paid, adding value and simplifying the process for future development.
Whether you're looking to build, expand your property, or invest in additional land, this is a great opportunity with multiple purchase options.
#1012670

Freeport

155 Caswell Branch Lot 6 Road

None Beds

None Baths

0.47 acres

$60,999

MLS#: 1012670

Spence Properties is proud to offer Obligo, a modern security deposit alternative designed to make moving easier and more affordable for qualified residents. With Obligo, approved tenants may enjoy a deposit-free move-in option rather than paying a traditional security deposit upfront.
Perfectly located in South Crestview, this spacious 4-bedroom home offers fantastic curb appeal, a large yard, and a floor plan designed for comfortable Florida living! Home has new carpet in bedrooms (not shown in photos).

From the moment you pull up, this home is sure to impress with its attractive exterior and expansive yard. Step inside to an open and inviting floor plan featuring hard-surface flooring throughout the main living areas, vaulted ceilings, and neutral walls ready to complement any décor.
The home offers plenty of space with both a dedicated office and formal dining room. The spacious kitchen features a breakfast bar along with a separate eat-in dining area, providing multiple options for everyday meals and entertaining.

The primary suite is a true retreat, offering generous space, walk-in closets, a tray ceiling, ceiling fan, and private access to the covered back porch. The en-suite bathroom features double vanities, a walk-in shower, and a separate Jacuzzi soaking tub.
Three additional bedrooms are spacious and thoughtfully arranged in a split-bedroom floor plan, providing additional privacy for everyone in the home. Outside, enjoy a fully fenced backyard, sprinkler system, covered back porch, and covered front porch. A two-car garage provides additional parking and storage space.

This South Crestview home combines space, privacy, functionality, and a fantastic location into one impressive rental property!

Pets allowed with owner approval, pet deposit, and pet rent.

Contact Spence Properties at 850-826-1838 to learn more about the application and viewing process, or visit www.MySpenceProperties.com to view additional photos and a full list of our available rentals.
#1012669

Crestview

319 Sidewinder Loop

4 Beds

2 Baths

2,173 Sq.Ft.

$2,225

MLS#: 1012669

Discover coastal living at its finest in this inviting condo nestled within the gated Seascape Golf, Beach & Tennis Resort. This well-located unit in the sought-after Golf Villas / Garden Villas community offers the perfect blend of relaxation and recreation on Florida's Emerald Coast.

Enjoy convenient access to Seascape's outstanding amenities, including approximately 2,000 feet of private sugar-white sand beach with emerald Gulf waters, multiple community pools, an on-site championship golf course, tennis and pickleball courts, playgrounds, walking paths, and on-site dining options such as the popular Whale's Tail Beach Bar & Grill. The resort's central Miramar Beach location places you near shopping, restaurants, and attractions, with easy proximity to Destin and Scenic Highway 30A. 

Typical of the Breakwater Bay Garden Villas (low-rise buildings with a handful of units), this unit features a comfortable 2-bedroom, 2-bathroom layout, open living/dining areas, a full kitchen, and private patio. This unit overlooks resort grounds providing a peaceful setting just a short stroll or quick ride to the beach.

Whether you're seeking a primary residence, vacation getaway, or investment property with strong rental potential in a full-amenity gated community, Unit 7E at 24 Breakwater Bay delivers the classic Seascape lifestyle. Any information contained in this listing is believed to be accurate but is not guaranteed and should be verified by buyer and agent.
#1012677

Miramar Beach

24 Breakwater Bay 7E

2 Beds

2 Baths

1,135 Sq.Ft.

$364,000

MLS#: 1012677

LOCATION, LOCATION, LOCATION! Welcome to Inlet Sands #105, an inviting coastal retreat in the heart of Inlet Beach offering simplicity, convenience and laid-back beach living. Set within a charming low-rise, low-density community of just 18 residences, this studio is an ideal personal getaway, second home or vacation rental opportunity just moments from the sugar-white sands of the Gulf.

Thoughtfully refurbished, the studio makes excellent use of its space with built-in bunks and comfortable accommodations for up to four guests. Owners and guests enjoy a community pool, grilling area with gazebo, on-site laundry facilities and the added appeal of low HOA dues.

Experience the effortless 30A vacation lifestyle where the beach, dining, shopping and some of the area's most iconic communities are all just a walk or bike ride from your door. Perfectly positioned in Inlet Beach at the east end of Scenic Highway 30A, you're within easy reach of Rosemary Beach, Seacrest Beach and 30Avenue, along with an incredible collection of restaurants, boutiques, coffee shops and local favorites.

Best of all, Inlet Beach access is just steps away, making it easy to grab your beach bag and be on the sugar-white sand and emerald waters in minutes. No loading up the car, searching for parking or complicated beach-day logistics. Hop on a bike to explore Rosemary Beach and Seacrest, cruise the 30A bike path, stop for lunch or shopping, and head back to the beach for sunset. This is what a 30A getaway should feel like--park the car, kick off your shoes and enjoy everything surrounding you.

Whether you're looking for a personal beach escape, a second home, or a vacation rental opportunity, Inlet Sands #105 delivers the flexibility, convenience, and easy coastal lifestyle buyers and vacationers want.

Here, vacation really can begin the moment you arrive.
#1012702

Inlet Beach

126 S Walton Lakeshore Drive # 105

None Beds

1 Baths

478 Sq.Ft.

$539,000

MLS#: 1012702

****CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS**** This home has been owned by the same family since the 1940's.The location is very close to Sacred Heart Hospital and Downtown Panama City.  The house got a new roof in 2019. Hardwood floors are under all of the carpet. ***Some photos are staged using AI and are noted as such - these photos are for general reference only***
#794002

Panama City

414 N Macarthur Avenue

3 Beds

1 Baths

1,077 Sq.Ft.

$130,000

MLS#: 794002

Start your mornings with Gulf views and coffee on your private balcony, then spend the day on the beach or beside the lagoon-style pool. This updated Gulf-front condo at Shores of Panama in Panama City Beach offers 2 bedrooms, an enclosed bunk room, and 2.5 baths. Fully furnished and rental-ready, it features an upgraded kitchen, a primary suite, and an open living area with balcony access. A full-size washer and dryer, deeded second-floor parking space, and storage unit add convenience. Enjoy direct beach access, indoor and outdoor pools, hot tubs, a fitness center, and poolside tiki bars, with dining, shopping, and entertainment nearby. Your beachfront getaway, vacation home, or investment opportunity awaits--schedule a showing today!
#795831

Panama City

9900 S Thomas Drive 1418

2 Beds

2 Baths

1,066 Sq.Ft.

$489,999

MLS#: 795831

Welcome to Nautilus 1204, a spacious Gulf front condo on Okaloosa Island offering beautiful water views, generous living spaces, and an established rental history. This furnished 2 bedroom, 2 bath residence features approximately 1,100 square feet and a desirable Gulf front primary bedroom, allowing you to wake up to views of the emerald waters and sugar white sand. Both the primary suite and living area open to the private Gulf front balcony, creating an inviting setting for morning coffee, sunsets, and year round coastal living.

The spacious floorplan offers large rooms and excellent separation between the bedrooms, making the property equally well suited for a primary residence, second home, or vacation rental investment. Thoughtful updates include tile flooring, new cabinetry in the kitchen and both bathrooms, under cabinet kitchen lighting, upgraded sliding glass doors, and upgraded bedroom windows.

With nearly $60,000 in gross rental revenue in 2025, Nautilus 1204 presents an attractive opportunity for buyers seeking an income producing beachfront property in Fort Walton Beach. Nautilus offers direct beach access, a community pool, grilling areas, convenient parking, and an onsite rental office, all just minutes from popular Okaloosa Island dining, boating, shopping, and entertainment. Enjoy the best of Emerald Coast real estate with Gulf front views, a spacious interior, and the flexibility to make this property your full time beach retreat, or investment property.
#1012626

Fort Walton Beach

660 Nautilus Court 1204

2 Beds

2 Baths

1,062 Sq.Ft.

$555,000

MLS#: 1012626

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